TERMS & CONDITIONS

DinFacil, a limited liability company ( “Company”, “Dinfacil”, “we”, “our”, or “us”) provides its web site located at www.dinfacil.com (together with all mobile websites and applications, collectively the “Website”), to you, an individual user (“User(s)”, “you” or “your”) for your individual usage, subject to compliance with the terms and conditions set forth herein (the “Terms & Conditions”).

By accessing the Website, you are agreeing to be bound by these Terms & Conditions, and all applicable laws and regulations. If you do not agree with anything contained in these Terms & Conditions, you are prohibited from using or accessing the Website. The materials contained in the Website are protected by applicable copyright and trademark law. Please read these Terms & Conditions carefully. If you do not agree to abide by these Terms & Conditions, you agree not to use the Website, and we do not consent to provide you with access to the Website.  

BEFORE YOU PROCEED, PLEASE READ THESE TERMS CAREFULLY. THESE TERMS & CONDITIONS CONTAIN WARRANTY AND LIABILITY DISCLAIMERS AND AN AGREEMENT TO ARBITRATE ANY DISPUTES ARISING HEREUNDER. BY USING THE WEBSITE, YOU ACCEPT AND AGREE TO THE TERMS AND CONDITIONS HEREOF WITHOUT ANY MODIFICATIONS, ADDITIONS OR DELETIONS. YOU AGREE TO ABIDE BY AND BE BOUND BY THE TERMS DESCRIBED HEREIN AND BY ALL TERMS, POLICIES AND GUIDELINES INCORPORATED BY REFERENCE AS WELL AS ANY ADDITIONAL TERMS AND RESTRICTIONS PRESENTED IN RELATION TO SPECIFIC CONTENT OR A SPECIFIC PRODUCT, SERVICE OR FEATURE OFFERED BY DINFACIL. IF YOU DO NOT AGREE TO THE TERMS CONTAINED IN THESE TERMS & CONDITIONS, YOU ARE NOT AUTHORIZED TO USE OUR WEBSITE.

About Dinfacil.

Dinfacil is an informational and educational platform, which is dedicated to educating U.S.-based Spanish speaking consumers about finance. We also help Users to connect to different lenders and financial platforms like Sofi, Ondeck, One Main Financial, Upgrade, Upstart, Lendingtree, and others, as well as other financial solutions such as Experian Boost, Credit Karma, Dovly Credit Disputes, and others (collectively, the “Service”).

Accessing and Using Our Service.

 To use our Service, you must (i) be at least eighteen (18) years of age; (ii) have not previously been suspended or removed from the Service; and (iii) submit certain requested information about you  through our online form, social media accounts, online advertising, and our calling us directly (“Service Request”).

Once you submit your Service Request, which may include information such as your name, email address, phone number, use of funds, documentation, and other similar information, we will then contact you by email and/or telephone at the address and/or number you specify to further discuss the details of your Service Request. Based on this conversation, we will then generate a list of offers from our network of third party providers (the “Provider Network” and “Provider(s)”, respectively) that are suited for you, as determined in our discretion . This offer list will contain direct links to our Providers that you must then visit and take all actions necessary in order to complete the relevant application you are seeking.

You hereby acknowledge and agree that any offer list from our Providers that you receive from us through the Service will be based on the responses you provide to us and may be displayed and/or ranked in an order that is influenced by certain compensation we receive from such Provider. You further acknowledge and agree that we may share the information you provide us with all of our Providers and that by visiting any third-party website linked to the Website, you agree to such Provider’s terms and policies as applicable to such websites.

User Accounts.

 You may be required to create an account with us (“User Account”) in order to access and use the Platform. To create a User Account, you must be at least eighteen (18) years of age and will be required to provide us with information about yourself, such as your name and email address.

By creating a User Account, you agree that you shall (i) provide true, accurate, current and complete information about yourself as requested during the registration process, and (ii) maintain and promptly update such information to ensure that it is true, accurate, current and complete. If your information changes at any time, you are responsible for updating your User Account to reflect those changes. We may, at any time and in our sole discretion, require you to update your User Account or provide additional information. If you fail to respond to such request or otherwise provide any information that is untrue, inaccurate, not current or incomplete, Dinfacil may, at its sole discretion, suspend or terminate your User Account and refuse any and all current or future use of the Service or any portion thereof. 

Additionally, by creating a User Account, you agree that you are solely responsible for ensuring that these Terms & Conditions are in compliance with all laws, rules and regulations applicable to you, and any right we grant to you to access and use the Service is and shall be revoked where these Terms & Conditions or your use of the Service is prohibited or conflicts with any applicable law, rule or regulation.

You acknowledge that Company may utilize a third-party service provider to support the functionality of the Service, including the ability to create and modify User Accounts. You understand that you may not use the Service unless you have read and agree to any such third-party provider’s terms, policies, and security practices. 

Third-Party Services.

Through the Service, you may receive advice from third parties and third-party content, such as our Providers or freelance writers on our blog and/or newsletter (“Writers”). You agree that any such advice and content is provided for informational, educational, and entertainment purposes only, and does not constitute legal, financial, tax planning, medical, or other advice from Dinfacil. You agree that Dinfacil is not liable for any advice provided by such third parties, including Providers or Writers. You agree that you are responsible for your own financial research and financial decisions, and that Dinfacil is not responsible or liable for any decisions or actions you take or authorize third parties to take on your behalf based on information you receive as a User of our Service.

To use some components of our Service, you may need to provide information such as credit card numbers, bank account numbers, social security numbers, and other sensitive financial information, to third parties. By using the Service, you agree that Dinfacil may collect, store, and transfer such information on your behalf, and at your sole request. More information is available in our Privacy Policy. You agree that your decision to make available any sensitive or confidential information is your sole responsibility and at your sole risk. Dinfacil has no control and makes no representations as to the use or disclosure of information provided to third parties through our Website and/or Service, such as our Providers. You agree that these third-party services are not under Dinfacil control, and that Dinfacil is not responsible for any third party’s use of your information.

The Service may contain links to third party websites and services, such as those of our Providers. Dinfacil provides such links as a convenience and does not control or endorse these websites and services. You acknowledge and agree that Dinfacil has not reviewed the content, advertising, products, services, or other materials that appear on such third-party websites or services, and is not responsible for the legality, accuracy, or appropriateness of any such content, and shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such third-party websites or services.

In some instances, Dinfacil’s third party Providers may require that our Users agree to be bound by some additional terms of use that are specific to such Provider’s particular products or services (“Provider Terms”). In the event of any conflict between the Provider Terms and our Terms & Conditions, our Terms & Conditions shall govern and control.

No Financial Recommendations or Professional Advice.

Our Service is not intended to provide financial, retirement, insurance, tax, legal, or investment advice, and nothing on the Website should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any loan, security, or other financial/investment strategy by us or any third-party. Specifically, our Service shall not be construed as providing any “advice” as defined under Section 1 of the Financial Advisory and Intermediary Services Act, 2002 (FAIS). Furthermore, Dinfacil is not a Registered Investment Advisor with the Securities and Exchange Commission, nor should Dinfacil be considered a broker-dealer registered under the Financial Industry Regulatory Authority. You alone are solely responsible for determining whether any financial and/or investment strategy, or any other similar product or service, is appropriate or suitable for you based on your objectives and personal and financial situation. You should consult a legal, tax, financial, and/or investment professional regarding your specific situation.

DO NOT E-MAIL, CALL, WRITE TO OR OTHERWISE CONTACT US SEEKING PERSONALIZED FINANCIAL AND/OR INVESTMENT ADVICE, WHICH CANNOT BE PROVIDED.

You further understand that Dinfacil and its employees, independent contractors, affiliates, outside contributors and creators of the Content (as defined below) may not and will not advise you personally concerning any specific financial or investment strategy that you may be considering and/or presented through the Service. Accordingly, do not attempt to contact us seeking personalized advice, which we cannot provide. We can only advise as to why you may have been denied a certain loan or other requested financial service, such as a low credit score or income, and refer you to other informational sources.

Any Content (as defined below) provided on the Website represents only the personal opinion of the author thereof and should not be relied upon for purposes of making any financial or investment related decision. This information is provided by our staff, Writers, independent contractors, and/or affiliates. While we require that all such information be written in good faith and according to best practices, we cannot and do not assess, verify or guarantee the adequacy, accuracy or completeness of any information, or the suitability of any particular financial or investment strategy. All information should be independently verified by you or a professional you engage. We are not responsible for errors or omissions in our Content, and any opinions expressed are subject to change, without notice.

You bear responsibility for your own financial research and decisions and should seek the advice of a qualified financial professional before making any financial related decision. You acknowledge and agree that financial decision you take that results from information presented on the Website and/or our Service will be on a negotiated basis between you and such applicable third party (such as a Provider), other than us and without any participation by us. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. We will not be liable for any loss or damage caused by your reliance on information obtained in any of our Content and/or through the Service. You are solely responsible for your own financial decisions.

Privacy Policy.

All information provided by you or collected by us, in connection with the application is governed by our Privacy Policy, which is hereby incorporated by reference into these Terms. You should take care to protect private information or information that is important to you. We shall not be responsible for protecting any such information and is not liable for the protection of privacy of electronic mail or other information transferred through the internet or any other network that you may use. Please be aware that if you decide to disclose Personally Identifiable Information on the Website, this information may become public. We do not control and shall not be responsible for the acts of you or any other Users of the Website.

Intellectual Property and Website Content.

The Website and the content contained herein, as well as all copyrights, including without limitation, the text, documents, articles, blogs, comments, products, software, graphics, photos, sounds, videos, interactive features, services, links, third-party apps, and any other content on the Website (“Content”) and the trademarks, service marks and logos contained therein are the property of Dinfacil and its third-party licensors, such as Writers and/or Providers. You may access and use the Content and download and/or print out a single copy of any Content from the Website, solely for your personal, non-commercial use. If you download or print a copy of the Content for personal use, you must retain all copyright and other proprietary notices contained therein. You acknowledge that you do not acquire any ownership rights by using the Website and/or Service. We reserve all rights not expressly granted in and to the Content, Service, and Website.

 DMCA/Copyright Policy.

 Dinfacil respects the intellectual property of others and expects its Users to do the same. It is our policy, in appropriate circumstances and at our discretion, to disable or terminate access to the Website of any User who repeatedly infringes the rights of copyright holders.

We will respond appropriately to notices of alleged copyright infringement that comply with the U.S. Digital Millennium Copyright Act (the “DMCA”), as set forth below. If you own copyrights in a work and believe that your intellectual property rights in that work have been infringed by an improper posting or distribution of it via the Website, then you must send us a written notice that includes all the following:

a legend or subject line that says: “DMCA Copyright Infringement Notice”;

a description of the copyrighted work that you claim has been infringed;

the URL of the site and a description of where the material that you claim is infringing is located on that site;

your address, telephone number, and e-mail address;

a statement by you that you have a good faith belief that the alleged infringing material is not authorized by the copyright owner, its agent, or the law;

a statement by you, made under penalty of perjury, that all the information in your notice is accurate, and that you are the copyright owner (or, if you are not the copyright owner, then your statement must indicate that you are authorized to act on the behalf of the owner of an exclusive right that is allegedly infringed); and,

your electronic or physical signature.

We will only receive DMCA notices by email directed to our designated agent at the email address below:

Dinfacil

[email protected]

We may elect to not respond to DMCA notices that do not comply with all the foregoing requirements, and we may elect to remove allegedly infringing material that comes to its attention via notices that do not comply with the above.

Prohibited Conduct.

You may not use, copy, display, sell, license, de-compile, republish, upload, post, transmit, distribute, create derivative works or otherwise exploit Content from the Website to online bulletin boards, message boards, newsgroups, chat rooms, or in other any manner, without our prior written permission. Modification of the Content or use of the Content for any purpose other than your own personal, noncommercial use is a violation of our copyright and other proprietary rights and will subject you to legal liability.

In addition, in connection with your use of the Website and its Service, you agree not to:

  • Restrict or inhibit any other visitor from using the Website, including, without limitation, by means of “hacking” or defacing any portion of the Website;
  • Use the Website for any unlawful purpose;
  • Express or imply that any statements you make are endorsed by us, without our prior written consent;
  • Modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of the Website;
  • Disable, damage or alter the functioning or appearance of the Website, including the presentation of advertising;
  • “Frame” or “mirror” any part of the Website without our prior written authorization;
  • Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to download, retrieve, index, “data mine”, “scrape”, “harvest” or in any way reproduce or circumvent the navigational structure or presentation of the Website or its contents;
  • Harvest or collect information about other Users of the Website without their express consent;
  • Send unsolicited or unauthorized advertisements, spam, chain letters, etc. to other Users of the Website;
  • Transmit any content which contains software viruses, or other harmful computer code, files or programs.

You also agree to comply with all applicable laws, rules and regulations in connection with your use of the Website, Service, and the Content made available therein. We aim to prevent, detect and not knowingly facilitate money laundering and terrorism financing activities. You may not use the Website in a manner which violates any anti-money laundering, counter terrorist financing or similar regulatory obligations.

We reserve the right to suspend or terminate your access to the Website and/or Service, in our sole discretion, in the event your use violates these Terms & Conditions, or, after reasonable inquiry, we are unable to obtain information about you which is required to verify your identity, should the same be necessary. We may require you to provide additional information or documents to verify your identity, including your date of birth, physical address, taxpayer or other identification number, your physical address, government issued identification document or other information that will allow us to reasonably identify you.

Disclaimers.

TO THE MAXIMUM EXTENT PERMISSIBLE BY APPLICABLE LAW, THE WEBSITE, SERVICE, CONTENT, AND ANY PRODUCTS OR SERVICES OBTAINED OR ACCESSED THERETHROUGH, IS PROVIDED “AS IS” AND WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, DINFACIL, ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, SUPPLIERS, ADVERTISERS, AGENTS, INFORMATION PROVIDERS, PROVIDERS, AND ANY OTHER THIRD-PARTY INVOLVED IN OR RELATED TO THE MAKING OR COMPILING OF THE WEBSITE AND OR SERVICE DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE AND NON-INFRINGEMENT, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES RELATING TO THE ORIGINALITY, ADEQUACY, ACCURACY, TIMELINESS, MERCHANTABILITY OR COMPLETENESS OF ANY INFORMATION ON OUR WEBSITE AND/OR SERVICE.

Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusions may not apply to you.

DINFACIL AND ITS AFFILIATES, SUPPLIERS, AGENTS, SPONSORS, INFORMATION PROVIDERS, PROVIDERS, AND ANY OTHER THIRD-PARTY INVOLVED IN OR RELATED TO THE MAKING OR COMPILING OF THE WEBSITE, SERVICE, AND/OR CONTENT DO NOT WARRANT THAT YOUR USE THEREOF WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE, OR THAT THE WEBSITE OR THE SERVER(S) ON WHICH THE WEBSITE IS HOSTED ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE WEBSITE, SERVICE, AND/OR CONTENT AND YOUR RELIANCE THEREON. NO OPINION, ADVICE, OR STATEMENT OF DINFACIL OR ITS AFFILIATES, SUPPLIERS, AGENTS, MEMBERS, SPONSORS, INFORMATION PROVIDERS, PROVIDERS, OR VISITORS, WHETHER MADE ON THE WEBSITE OR OTHERWISE, SHALL CREATE ANY WARRANTY.

Limitation of Liability.

TO THE MAXIMUM EXTENT PERMISSIBLE BY APPLICABLE LAW, NEITHER DINFACIL NOR ITS AFFILIATES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, SUPPLIERS, ADVERTISERS, AGENTS, SPONSORS, PROVIDERS, INFORMATION PROVIDERS NOR ANY OTHER THIRD-PARTY INVOLVED IN OR RELATED TO THE MAKING OR COMPILING OF THE WEBSITE ARE LIABLE FOR LOST PROFITS, LOST SAVINGS OR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY TO THE WEBSITE, SERVICE, AND/OR ANY CONTENT CONTAINED THEREIN, OR ANY PRODUCTS OR SERVICES USED OR PURCHASED THROUGH THE WEBSITE. SUCH LIMITATION SHALL APPLY REGARDLESS OF THE FORM OF ACTION, EVEN IF DINFACIL, ITS INFORMATION PROVIDERS, PROVIDERS, OR ANY OTHER THIRD-PARTY INVOLVED IN OR RELATED TO THE MAKING OR COMPILING OF ANY PART OF THE WEBSITE HAS BEEN ADVISED OF OR OTHERWISE MIGHT HAVE ANTICIPATED THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE WEBSITE, SERVICE, OR CONTENT IS TO STOP USING IT. THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY TO DINFACIL FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE), OR OTHERWISE) SHALL NOT EXCEED THE TOTAL AMOUNT PAID TO US BY YOU, IF ANY, FOR ACCESS TO THE WEBSITE OR THE SERVICE, DURING THE PREVIOUS SIX (6) MONTHS PRIOR TO BRINGING THE CLAIM.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitations may not apply to you.
Indemnification.

You agree to fully indemnify, defend, and hold Dinfacil and its subsidiaries, affiliates, Providers, officers, directors, employees, agents, and other representatives, harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys’ fees), and other expenses that arise directly or indirectly out of or from: (i) your access to, use of, or alleged use of, the Website, Service, Content, or any goods or services obtained through your use thereof; (ii) any User information you upload or submit to us, such as through a Service Request; (iii) your breach or violation of the terms in these Terms & Conditions, any representation, warranty, or covenant referenced in these Terms & Conditions, or any applicable law or regulation; (iv) your activities in connection with the Website or other websites to which the Website is linked, such as those of our Providers; (v) any negligent act or omission or any willful misconduct by you; and/or (vi) any inaccuracies in the information provided to you through the Website.

Revisions and Errata.

The materials appearing on the Website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on the Website are accurate, complete, or current. We may make changes to the materials contained on our Website at any time without notice. We do not, however, make any commitment, nor are we under any obligation, to update the materials.

Feedback. 

If you provide us with any comments, bug reports, feedback, ratings, reviews, or modifications proposed or suggested by you to the Website and/or Products (collectively, the “Feedback”), we shall have the right to use such Feedback at our discretion, including, but not limited to the incorporation of such suggested changes into the Website. You hereby grant us a perpetual, irrevocable, non-exclusive license under all rights necessary to incorporate and use your Feedback into our Website for any purpose.

 Arbitration.

For purposes of these Terms & Conditions, you and Dinfacil are each referred to as a “Party” and collectively, as the “Parties”. The Parties shall use their best efforts to settle any dispute, claim, question, or disagreement directly through consultation and good faith negotiations for a period of at least thirty (30) days from initial written notice thereof, which shall be a requirement prior to either Party initiating a lawsuit or arbitration. All claims arising out of or relating to these Terms & Conditions (including its formation, performance and breach), and the Website, Service, and/or Content, shall be finally settled by binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with the provisions of its Consumer Arbitration Rules, excluding any rules or procedures governing or permitting class actions. The arbitrator, and not any federal, state or local court or agency, shall have exclusive authority to resolve all disputes arising out of or relating to the interpretation, applicability, enforceability or formation of these Terms & Conditions, including, but not limited to, any claim that all or any part of these Terms & Conditions is void or voidable. The arbitrator shall be empowered to determine the validity of any claim and to grant whatever relief would be available in a court under law or in equity. The arbitrator’s award shall be binding on the Parties and may be entered as a judgment in any court of competent jurisdiction. To the extent the filing fee for the arbitration exceeds the cost of filing a lawsuit, we will pay the additional cost.

You understand that, absent this mandatory provision, you would have the right to sue in court and have a jury trial. You further understand that, in some instances, the costs of arbitration could exceed the costs of litigation and the right to discovery may be more limited in arbitration than in court.

Class Action Waiver.

The Parties further agree that any arbitration shall be conducted in their individual capacities only and not as a class action or other representative action, and the Parties expressly waive their right to file a class action or seek relief on a class basis. If any court or arbitrator determines that the class action waiver set forth in this paragraph is void or unenforceable for any reason or that an arbitration can proceed on a class basis, then the arbitration provision set forth above shall be deemed null and void in its entirety and the Parties shall be deemed to have not agreed to arbitrate disputes.

Exception – Litigation of Small Claims Court Claims.

Notwithstanding the Parties’ decision to resolve all disputes through arbitration, either Party may also seek relief in a small claims court for disputes or claims within the scope of that court’s jurisdiction and subject to that court’s rules of procedure for small claims.

Thirty Day Right to Opt-Out.

You have the right to opt-out and not be bound by the arbitration and class action waiver provisions set forth this Agreement by sending written notice of your decision to opt-out to [email protected]. The notice must be sent within thirty (30) days of your first access to the Website, otherwise you shall be bound to arbitrate disputes in accordance with the terms set forth above. If you opt-out of these arbitration provisions, we also will not be bound by them. In addition, if you elect to opt-out of these arbitration provisions, we may terminate your use of the Website.

Governing Law and Jurisdiction. 

You agree that your use of the Website shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law rules. The state and federal courts of Miami-Dade County, Florida shall have exclusive jurisdiction to adjudicate any dispute arising under or in connection with these Terms & Conditions that is not subject to the requirement to arbitrate as discussed above.

Amendments.

These Terms & Conditions may be amended by Dinfacil from time to time. You agree that you will review these Terms & Conditions prior to using the Website, and that your participation and continued use of the Website will constitute acceptance of these Terms & Conditions, as they may be amended from time to time. A new version of these Terms & Conditions will take effect on (i) the date falling thirty (30) calendar days after the date of such posting (or such later date as we indicate in the relevant posting) if any of the changes are to an operative provision of these Terms & Conditions which is capable of adversely affecting you, or (ii) immediately upon the date of posting or such later date as we indicate in the relevant posting if the changes are not capable of adversely affecting you, examples of which would include, without limitation: (a) changing the name of the web address for the Website or (b) the refinement of provisions that are already included or referred to in these Terms & Conditions. In either case, if you do not wish to be governed by the new version of these Terms & Conditions, you must notify us and agree there shall be no further provision of or access to the Website. We shall not have any liability to you in such an event.  

Operation of the Website.

 You acknowledge that we reserve the right, but have no obligation, to (i) take appropriate legal action against anyone who, in our sole determination, violates these Terms & Conditions, including, without limitation, reporting to law enforcement authorities, (ii) in our sole discretion and without limitation, refuse, restrict access to or availability of, or disable all or a portion of the Website, and (iii) otherwise manage the Website in a manner designed to protect the rights and property of Dinfacil and its licensors and Users, and to facilitate the proper functioning of the Website. 

 Term.

This Agreement is effective unless and until terminated by either you or us. You may terminate by notifying us that you no longer wish to use our Website via the email indicated below, or when you cease using our Website.

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms & Conditions, we also may terminate these Terms & Conditions at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Website (or any part thereof).

Non-Waiver. 

The failure of either Party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder.

Force Majeure.

Dinfacil shall not be liable for any failure to perform its obligations hereunder where the failure results from any cause beyond Dinfacil reasonable control, including, without limitation, any mechanical, electronic or communications failure or degradation, act of god, pandemic or epidemic, or any other cause whatsoever, which is beyond our reasonable control.

Severability. 

If any provision of these Terms & Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms & Conditions shall otherwise remain in full force and effect and enforceable.

Assignment.

These Terms & Conditions are not assignable, transferable or sublicensable by you except with our prior written consent. We may transfer, assign or delegate these Terms & Conditions and our related rights and obligations without obtaining your consent. 

Entire Agreement. 

These Terms & Conditions supersede all prior and contemporaneous agreements, representations and warranties and understandings, whether oral or written, with respect to the Website, Service, and Content. Modifications to these Terms & Conditions that are not posted on the Website are not valid unless made in writing and signed by an authorized representative of Dinfacil.

 Notices. 

 You consent to receive notices and other communications regarding these Terms & Conditions through posting of notices on the Website. You agree that all agreements, notices, disclosures, and other communications that Dinfacil provides to you in accordance with the prior sentence satisfy any legal requirement that such communications be in writing.

Contact Us. 

If you have any questions about these Terms or the Website, you may contact us by email at [email protected], or the mailing address below:

DinFacil

2815 Directors Row, STE 100 OFFICE 639, Orlando, FL 32809

Last Updated: May 7, 2024